Businesses
Submit invoices and choose an offer that suits your cash-flow needs.
INVOICE DISCOUNTING
Staypace DTX
Turn invoices into working capital.
An invoice discounting marketplace for businesses and suppliers. Upload an unpaid invoice, receive bids from financiers, and choose an offer to unlock working capital.
WORKING CAPITAL, CONNECTED TO YOUR TRADE
You’ve done the work.
Put the invoice to work, too.
Payment terms can leave a gap between delivering an order and receiving cash. Staypace DTX helps eligible businesses and suppliers explore early payment against those unpaid invoices.
Use the opportunity to plan your next order, stock purchase, or operating expenses. Financiers review verified receivables and bid; you decide whether the offer works for your business.
Follow the funding journey ↓A MARKETPLACE WITH A CLEAR DECISION POINT
An invoice backed by a trade
Submit the receivable and supporting information for verification.
Funding terms you can compare
Review the amount, financing cost, payment timing, and settlement terms.
The choice stays with your business
Accept an offer when the terms meet your needs. A bid alone creates no obligation to proceed.
Funding follows verification, an accepted offer, and the agreed requirements.
A CLOSER LOOK
Financiers
Bid on verified invoices and fund accepted offers.
Buyers
Settle invoices on the agreed terms so financiers are repaid.
HOW DTX WORKS
From invoice to repayment.
- BUSINESS01
Upload
Submit an unpaid invoice and supporting documents.
- VERIFICATION02
Verify
The invoice is reviewed before it can receive bids.
- FINANCIERS03
Receive bids
Financiers propose their funding terms.
- BUSINESS04
Accept
Compare costs and terms, then choose an offer.
- FINANCIER → BUSINESS05
Get paid
The financier funds the agreed early payment.
- BUYER → FINANCIER06
Repay
The buyer settles the invoice; the financier is repaid under the agreed terms.
01–04 / Invoice & offer review05–06 / Funding & repayment
UNDERSTAND YOUR OPTIONS
From a receivable
to a funding decision.
Invoice discounting lets an eligible business seek early payment against an unpaid invoice. DTX connects that business with financiers who review the receivable and propose funding terms.
Prepare your invoice
Start with a genuine unpaid invoice for goods or services supplied to a business buyer.
- Provide the invoice, buyer details, amount, and due date.
- Have supporting trade or delivery documents ready if requested.
- Disclose disputes, existing financing, or restrictions on the receivable.
Compare the full offer
Financiers bid on verified invoices. Compare the terms before choosing whether to proceed.
- The amount you will receive and when it will be paid.
- The financier’s discount or financing cost.
- Staypace’s 0.75% fee and any other applicable charges.
- The settlement date and each party’s responsibilities.
Follow the settlement
Funding provides early payment to the business. The underlying invoice still needs to be settled.
- The buyer pays the invoice under the agreed arrangement.
- The financier receives repayment on the accepted terms.
- Late payment, disputes, or default may affect repayment.
FOR FINANCIERS & INVESTORS
Review the trade behind the invoice.
Assess the buyer, supporting information, payment date, and proposed terms before bidding. Verification supports the review process; it does not guarantee funding, buyer payment, or investment returns.
COMMON QUESTIONS
Before you begin.
Staypace DTX
