# Staypace Limited > Bridging Finance and the Future. A Kenya-based financial technology company building business payments, automation, and access to working capital. ## Products - [Staypace DTX](https://staypace.com/products/dtx): An invoice discounting marketplace for businesses and suppliers. Upload an unpaid invoice, receive bids from financiers, and choose an offer to unlock working capital. - [Staypace Payables](https://staypace.com/products/payables): Manage suppliers, invoices, approvals, and payments in one place. Built for SMEs, enterprises, distributors, manufacturers, and retailers. - [Staypace Payments](https://staypace.com/products/payments): Share payment links, collect customer payments, and manage bank transfers, mobile money payouts, and bulk payments in one workspace. ## Company and resources - [Staypace — Business Finance](https://staypace.com/): Invoice discounting, supplier payables, payment links, collections, and payouts for businesses. - [Industries We Serve](https://staypace.com/industries): Find Staypace payment and financial workflow solutions for your industry. - [Staypace Connect](https://staypace.com/developers): Build financial experiences with Staypace APIs, SDKs, and webhooks for payments, collections, disbursements, and invoicing. - [About Staypace Limited](https://staypace.com/company): Bridging Finance and the Future. A Kenya-based fintech with ambitions across Africa. - [Careers](https://staypace.com/company/careers): There are no open opportunities at the moment. Future openings will be published here. - [News & Insights](https://staypace.com/company/news): Product guides and business finance explainers from Staypace. - [Bring supplier payments into one workflow.](https://staypace.com/company/news/bringing-supplier-payments-together): How Payables connects supplier records, invoices, approvals, and reconciliation. - [An introduction to invoice discounting.](https://staypace.com/company/news/understanding-invoice-discounting): From a verified invoice to financier bids, early payment, and repayment. - [Contact Staypace](https://staypace.com/company/contact): Business enquiries, partnerships, and investor relations. info@staypace.com; +254 704 145 832. - [Cookie Policy](https://staypace.com/cookies): How Staypace uses essential storage and manages optional analytics consent. ## Product capabilities ### Staypace DTX - Businesses: Submit invoices and choose an offer that suits your cash-flow needs. - Financiers: Bid on verified invoices and fund accepted offers. - Buyers: Settle invoices on the agreed terms so financiers are repaid. ### Staypace Payables ### Staypace Payments - Payment links: Create a payment link and share it with customers by email, message, or social channels. Give customers a direct way to pay and follow payment status in your workspace. - Collections: Accept customer payments through mobile money, payment links, and enabled routes. - Payouts: Send instant bank transfers and mobile money payouts on supported routes. - Bulk payments: Import a CSV or Excel file, review the batch, and track each payment. ## Staypace Connect Staypace Connect provides APIs, SDKs, and webhooks for payments, collections, disbursements, and invoicing. Confirm API access, enabled services, SDK availability, and webhook requirements with the team. See https://staypace.com/developers. ## Industries we serve - [Retail & e-commerce](https://staypace.com/industries#industry-0): Customer collections & payment links; Supplier payments & customer refunds; Payment reconciliation across outlets. - [Wholesale & distribution](https://staypace.com/industries#industry-1): Retailer invoicing & outstanding balances; Bulk supplier payments; Eligible invoice financing. Invoice financing is subject to eligibility and financier approval. - [Manufacturing](https://staypace.com/industries#industry-2): Purchase orders & supplier invoice approvals; Scheduled supplier payments; Supplier invoice financing. Invoice financing is subject to eligibility and financier approval. - [Logistics & transport](https://staypace.com/industries#industry-3): Delivery fee collections; Single & bulk driver payouts; Fuel & trip expense payouts. - [Education](https://staypace.com/industries#industry-4): School fees with student payment references; Fee payment reconciliation; Supplier payments & bulk staff payouts. - [Technology platforms & marketplaces](https://staypace.com/industries#industry-5): API collections & payouts; Webhook payment updates; Payment data for automated reconciliation. - [Healthcare](https://staypace.com/industries#industry-6): Patient collections & corporate invoicing; Medical supplier payments; Facility expense payments. - [Real estate & property management](https://staypace.com/industries#industry-7): Rent & service charge collections; Tenant invoice & balance tracking; Contractor payments. - [Hospitality & travel](https://staypace.com/industries#industry-8): Booking collections & refunds; Vendor payments; Expense payments across properties. - [Agriculture & agribusiness](https://staypace.com/industries#industry-9): Bulk farmer payouts & buyer collections; Procurement & supplier payments; Eligible invoice financing. Invoice financing is subject to eligibility and financier approval. - [Construction & engineering](https://staypace.com/industries#industry-10): Invoices for project milestones; Subcontractor & procurement payments; Project expense payouts. - [Professional services](https://staypace.com/industries#industry-11): Client invoices & overdue balance tracking; Payment links for retainer collections; Contractor payouts. - [NGOs & community organisations](https://staypace.com/industries#industry-12): Beneficiary disbursements; Field expense payouts; Supplier spending approvals. - [Financial services & lending](https://staypace.com/industries#industry-13): Disbursements for approved loans; Repayment collections; API payment tracking & webhook updates. ## Important product details - DTX invoices are verified before financiers bid. Businesses choose whether to accept an offer. Funding is subject to eligibility, verification, and financier approval. Funding and repayment depend on the agreed arrangement. - Staypace's DTX fee is 0.75% of the transaction amount, separate from the financier's financing cost. - Cross-border supplier payments, multi-currency solutions, further embedded finance, intelligent automation, and expansion across Africa are planned areas, not current service commitments. - Contact: info@staypace.com or +254 704 145 832. - Product pages are the primary references for product details. Draft legal documents are excluded from this discovery index.